Salary Calculator (Net Pay)

Q: What is the difference between gross and net salary?

Gross salary is income before taxes. Net salary (take-home pay) is what you receive after all deductions.

Calculate take-home pay: income tax, military levy, optional SSC (employer cost), bonuses, deductions, and a detailed monthly schedule. Supports gross→net and net→gross.

Auto-calculate NBU rate: loading…

Enter details

Finance

Mode

Choose what you input: gross salary or take-home pay.

Amount

Base currency: ₴. Schedule conversion uses NBU rates.

Period

Bonus / extra (optional)

Added to the taxable base.

Other deductions (optional)

Subtracted after taxes (e.g., penalties/fees).

Taxes

Tax rate, % (if “Custom”)

Default: 19.5%.

Show SSC (employer cost)

SSC typically does not reduce take-home pay. We show it as employer cost.

SSC, % (if enabled)

Default: 22%.

Schedule horizon

In months (for the table).

Start date

Used for dates in the schedule.

Result

CalcCore

Enter an amount to calculate.

Table (monthly) (open)

Currency:

#	Date	Gross (₴)	Taxes (₴)	Deductions (₴)	Take-home (₴)	SSC (₴)	Employer cost (₴)

How does the take-home salary calculator work?

The CalcCore salary calculator helps you estimate your net (take-home) pay from your gross salary. Enter the salary amount and the calculator shows how much you receive after taxes and deductions.

This is useful when comparing job offers, negotiating compensation, or planning a budget. You can quickly see net pay, total tax, and the difference between gross and net salary.

What taxes are included?

Depending on your settings, the calculator can use standard tax rates or allow you to enter a custom rate. This way you can see not only the take-home amount, but also how much is deducted.

Why calculate net salary?

Many job listings show salary before tax, but real financial planning requires knowing your actual income. A net salary estimate helps you compare offers fairly and understand the real difference between compensation packages.

FAQ

What is the difference between gross and net salary?

Gross salary is income before taxes. Net salary (take-home pay) is what you receive after all deductions.

Why is take-home pay lower than gross salary?

Because taxes and contributions are deducted from the gross amount. The calculator shows the deducted amount and the final net pay.

Can I change the tax rate?

Yes. If a custom mode is available, you can enter a different tax rate to see how it affects net salary.

How does this help when comparing job offers?

Some companies present salaries as gross, others as net. This calculator converts everything to a consistent take-home number for a fair comparison.